H4P Program


If your goal is to Right Size your housing needs by purchasing a new home, instead of accessing the equity in your current home, one way to do so is to utilize a HECM for Home Purchase (also known as an H4P, Reverse For Purchase and Purchase HECM). 

A Reverse Mortgage allows homeowners 62 years of age or older the ability to access the equity and use the proceeds however you choose.  The mortgage is a non-recourse loan, which means the homeowner will never be liable for more than the home is worth.

We work with Jody Smythe at Retirement Funding Solutions, to help our customers purchase the home they need and want to retire in.